J Randall Gladden engages, enlightens and challenges audiences across the world to live to their fullest potential by reminding them God created them for a purpose. Randy’s decades of experience as a wealth adviser have led him to an asset strategy blending moral values with economic realities; he calls this Legacy Wealth. 

Randy lives daily to fulfill his God-given mandate to “encourage, equip and empower those in the Church to transform their world.” As a financial innovator, many consider Randy an industry expert. Randy also serves as a university guest lecturer, syndicated media commentator and strategic adviser to businesses and ministries internationally. Additionally, he owns several businesses one recently was named the small business of the year in the State of Washington. Randy has been married to his wife Elsie for 13 years and together they have two sons, Jack and Alex. When Randy is not traveling to work with clients abroad, the family resides in Southern California.

Time for More Focus on International Investing?

First off, let me say it… risk, risk, risk.  Ok for the (completely correct) grammar police I know I use the word risk way too much, but how else do you say it?

As many of you know I have been wary over the last few years of international investments.  Taking excessive risk without a clear strategy is the equivalent of gambling.

After the “great recession” hit the world economy, it didn’t make sense to accept that additional risk when America had so much potential.  Now the global economy has continued to recover at varying speeds and many American company’s P/E ratios are a bit pricey.

The American economy seems poised for continued growth, which may cause the dollar to continue to strengthen.  So, for those who are inclined to take more risk…there may be opportunities presenting themselves in the international markets.

Remember, along with your normal investment & economic risks, when you invest internationally you also are accepting additional risks such as political and exchange rate to name just two. One look at what’s happening in Venezuela and the seizure of the GM plant there and you know what I’m saying is more real than one might like to admit.

I am still reluctant to approach emerging markets.  They tend to be tied closely to commodity prices.  The Chinese economy is uncertain and has traditionally been a huge buyer of the commodities.  That isn’t to say you can’t do well, but again you are taking a whole new level of risk when investing internationally.

Mark Twain famously commented that he was more concerned about return of his money than return on it.  If you feel similarly, you might consider staying with America.

Kids Investing Series: How to Teach Value

J Randall Gladden, also known as Randy Gladden discusses ways to help you teach your kids about money and the values of saving and giving. In this video you will learn tips for talking to your kids, and learn ways you can communicate the legacy of wealth to your children. To catch more videos from Randy please visit: https://www.youtube.com/user/jrandallgladden

 

J Randall Gladden find encouragement from the story of Joshua

J Randall Gladden says "Before entering the promised land, the Lord instructed Joshua repeatedly: be strong and of good courage."

Gladden continues, "For each of us to enter into our promised land requires us to become 'strong and of good courage.'"